Recreational Vehicle Insurance

A recreational vehicle shares the road with other automobiles so you may think an auto insurance policy is all you need to cover your home away from home. However, an auto insurance policy misses many of the items you will find in a specialized recreational vehicle insurance policy.

At The Olderman and Hallihan Agency, we provide you with the recreational vehicle or camper coverage that best fits your individual situation.

We offer the following options for Recreational Vehicle Insurance:
• Total loss replacement
• Replacement cost of personal belongings
• Emergency expense coverage
• Comprehensive coverage
• Towing and roadside assistance
• Full-time liability
• Stationary coverage
• Medical insurance coverage
• Uninsured motorist coverage
• Suspend collision coverage when in storage

Off-Road Vehicle Insurance

At The Olderman and Hallihan Agency we understand that it is a common assumption that a homeowners or auto insurance policy will cover any damages or liabilities caused while operating an off-road vehicle. Don’t wait until it’s too late to find out that assumption is incorrect. An accident that causes damage to your four-wheeler or snowmobile can be very costly without the right insurance coverage.
Providing you with the best off-road vehicle plan is important to us. We listen to you as you describe your off-road experiences and then decide which type of coverage best fits your unique needs.

We offer the following options for Off-Road Insurance
• Bodily Injury Liability
• Property Damage Liability
• Collision Coverage
• Comprehensive Coverage

Boat & Watercraft Insurance

As a boat owner, it is in your best interest to own a Boat Insurance policy. This policy provides you coverage in many areas including damages caused by vandalism, lightning, collision, and windstorms. It also provides you protection in the event a passenger is injured while on the boat.

Watercraft Insurance covers Jet Skis, SeaDoos, and Wave Runners. These items are typically not covered under a homeowners policy which is why it is important to have a separate watercraft insurance policy for your recreational vehicle. A watercraft insurance policy covers the owner and anyone the owner allows to ride the vehicle.

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Medicare Supplements

Medicare is a government-sponsored health insurance program for people who are 65 or older. Typically, Medicare plans cover about 64 percent of your annual health care expenses. Many choose Medicare Supplements to help cover most of the remaining 36 percent of medical costs not covered by their Medicare plan.

Connecticut offers a number of plans under its Medicare Supplement Health Insurance. Some plans cover extra expenses like deductible costs, co-payments and coinsurance. Others offer coverage for prescriptions, vision, and dental. Deciding which supplement plan is best for you can become confusing and frustrating.

The Olderman & Hallihan Agency is prepared to answer any questions you may have about Medicare Supplements. Our agents will explain your options and design a plan that gives you the comfort of knowing your medical expenses are covered.

You may call The Olderman & Hallihan Agency at (203) 734-1601 to speak with one of our agents or Contact Us and we will set up a time to go over your Medicare Supplements needs.

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