Open enrollment for Medicare is almost here, and it’s the perfect time to review your health coverage options and ensure you’re getting the best possible plan. At The Olderman & Hallihan Agency, we’re dedicated to helping you navigate the Medicare Supplement landscape so you can make informed decisions that best suit your needs.
Understanding Medicare and Medicare Supplements
Medicare is a government-sponsored health insurance program for people who are 65 or older. Typically, Medicare plans cover about 64 percent of your annual health care expenses. To help cover the remaining 36 percent of medical costs not covered by Medicare, many people choose Medicare Supplements, also known as Medigap plans.
Medicare Supplements can help bridge the gap by covering additional expenses such as deductibles, co-payments, and coinsurance. In Connecticut, a variety of Medicare Supplement plans are available. Some plans offer coverage for extra expenses like prescription drugs, vision care, and dental services. Choosing the right supplement plan can sometimes be confusing and overwhelming, but that’s where we come in.
Why Consider Medicare Supplements?
Here’s why Medicare Supplements are a smart choice for enhancing your Medicare coverage:
- Comprehensive Coverage: Medicare Supplements help fill the gaps left by Medicare, covering out-of-pocket costs such as copayments, coinsurance, and deductibles. This means fewer surprises and less financial stress when it comes to your healthcare expenses.
- Predictable Costs: With a Medigap plan, you can enjoy predictable costs and avoid unexpected medical bills. Many plans offer comprehensive coverage that helps you manage your healthcare expenses more effectively.
- Freedom to Choose Providers: Medigap plans often allow you to choose from a broader range of healthcare providers without needing referrals, so you can see the doctors and specialists you trust.
- Additional Benefits: Depending on the plan, you may also get coverage for additional services like prescription drugs, vision care, and dental services, enhancing your overall health care.
Why Choose The Olderman & Hallihan Agency?
Navigating Medicare Supplements can be complex, and finding the right plan requires careful consideration. At The Olderman & Hallihan Agency, we offer:
- Personalized Assistance: Our agents take the time to understand your individual needs and preferences, ensuring we recommend the Medigap plan that best fits your lifestyle and budget.
- Comprehensive Options: We offer a wide range of Medicare Supplement plans from top providers, giving you access to the best coverage options available.
- Guidance: Our knowledgeable team stays up-to-date on the latest Medicare regulations and changes, ensuring you receive accurate and relevant information.
- Exceptional Service: We pride ourselves on delivering outstanding customer service. We’re here to answer your questions, address your concerns, and provide ongoing support throughout your coverage.
Get Started Today
Open enrollment is the ideal time to explore your Medicare Supplement options and make any necessary changes to your coverage. Don’t wait—contact The Olderman & Hallihan Agency today to schedule a consultation and learn more about how Medigap plans can enhance your Medicare coverage.
Our team is prepared to answer any questions you may have about Medicare Supplements and help you design a plan that provides you with the comfort of knowing your medical expenses are covered. Ensure you have the coverage you need for a healthy and secure future.
Act Now!
Take control of your healthcare coverage and enjoy the assurance that comes with having a Medicare Supplement plan. Sign up during open enrollment with The Olderman & Hallihan Agency and experience the benefits of comprehensive, reliable coverage.
Contact us today to get started and secure your health coverage for the future! (203) 734-1601
